
We have a wide choice of different payment methods to help make all your Freemans purchases more affordable. If you want to find out more about individual payment options simply click on the relevant link below.
Flexible payment options to suit your monthly budget.
For larger purchases you can spread the cost over 2 or 3 years!
Get all the things you want now with NOTHING to pay untill next year!

Each month choose how to pay:-
Choose to pay no interest
Spread the cost of your balance over 5 months (balances under £500), or 12 months (balances over £500). Re-spread your balance every time you spend!
Choose low monthly payments
Choose to pay the minimum payment option and pay just 5% of your balance subject to a £5 minimum. Representative example: Amount of credit £200. Interest rate 34.9% P.A. Interest charged £143.29 (assuming minimum payment). Representative 34.9% APR variable.
Choose to pay what suits you
You can choose to pay any amount from the minimum payment option up to the full balance. The choice is yours.
Click here to see how little you could pay
PLUS:- Exclusive to Freemans Flex account…
Once you have held a credit account with us for a qualifying period we will send you fantastic 12 month Buy Now Pay Later offers. Don’t miss out this offer is only available on a Freemans Flex account! (subject to status)
*Full T&Cs for Freemans Flex

For larger purchases spread the cost for longer.
- 1. 104 WEEKS
- Purchase any single item that costs £120 or more and you can spread the payments over 2 years (104 weeks). Representative 32.9% APR variable.
- 2. 156 WEEKS
- Purchase any single item costing £200 or more and you can spread the payments over 3 years (156 weeks) Representative 32.9% APR variable.
Click here to find out more

This fantastic offer is exclusive to selected Freemans Flex account holders.
Giving you everything you want now and NOTHING to pay for 12 months! See below to find out how to use this offer…
- 1. Go Shopping
- Simply spend £100 or more online or over the phone
- 2. Checkout & enter your BNPL offer code
- Checkout & enter your BNPL offer code – We will regularly send you buy now pay later offers – Please see your latest mailing or statement pack for your current offer and code.
- 3. Pay nothing for 12 months
- You have nothing to pay until the 12 months is finished. You can avoid paying interest by settling your Buy Now Pay Later balance in full by the due date, don’t worry we’ll remind you on your statement.
- 4. Spread the cost further
- Spread the cost further – If you don’t want to settle the Buy Now Pay Later balance in full, you don’t have to. Plus you can choose to spread the cost even further with your Freemans Flex Account.
Don’t worry if you’re not a Freemans Flex account holder, simply start shopping today and register for an account online.